Funeral builder

Build the funeral you want and see what it costs

Most people have never priced a funeral before they need one. Work through the choices below and you'll get a realistic total for Ottawa and Ontario, which is the number worth insuring.

Prices are drawn from published Eastern Ontario funeral home and cemetery price lists, shown before HST, and grouped into low, medium and high tiers.

  • This tool is for illustration purposes only. Prices vary between funeral homes, and nothing here is a quote.
  • Every funeral home in Ontario is required to make its price list available on its website, so you can always compare the real numbers yourself.
Core funeral home services

Every provider charges this whatever you choose: professional fees, documentation and death registration, transfer into their care, basic preparation, use of the building, and the administrative vehicle.

Final disposition

What actually happens to the body, billed by the crematorium or the cemetery.

Preparation for viewing

Only needed if the body will be seen. Embalming is not required by law in Ontario.

Ceremony

Where the service happens changes both the facility fee and the staffing behind it.

Visitation

Room time with staff present, before or on the day of the service.

Vehicles

Procession vehicles are billed separately from the transfer into care.

Casket or urn

Prices vary more here than anywhere else on the list, and the container has no effect on the outcome.

Rental casket for a viewing before cremation

If you want a full open viewing and then a cremation, a rental shell with a removable insert is the usual route.

Reception and catering

Pick how many guests you expect, then check off only what you actually want served. Food and drink are priced per guest, and the rest are flat charges.

How many guests?

Reception subtotal: $1,775

Flowers

A casket or urn piece, standing arrangements, and anything for the reception tables.

Cemetery plot or niche

Cemetery costs are billed separately from the funeral home, and include a care and maintenance contribution.

Headstone or marker

Usually ordered weeks later, which is why it is the bill families most often forget to plan for.

How to read this number

Every figure above is a single planning price taken from published Eastern Ontario funeral home and cemetery price lists, sorted into low, medium and high tiers. No specific funeral home, cemetery or supplier is quoted here, and real prices move with location, season, stone supply and how much staffing a service needs. Treat the total as a planning figure, not a quote.

Two costs surprise families most often: the cemetery, which bills separately from the funeral home, and the headstone, which usually arrives as a bill weeks after everything else is paid. Both are included above for that reason.

HST, extra death certificates, obituary notices, and out of town transfer charges sit on top of the total shown. If you want to be thorough, add roughly fifteen percent.

Once you know your number, a final expense policy is how you make sure it's there in cash. If you'd like me to price coverage against the estimate you just built, send it over or read how it works.